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UNITED STATES -- The American middle class isn't as well off as it was 10 years ago. That's according to a new study, which comes more than three years after the official end of the recession.

The Consumer Federation of America and financial services firm Primerica released a joint study Tuesday on the financial standing of the American middle class. The report found that middle class households earn less money today than they did at the start of the last decade, and only slightly more than at the start of the 1990s.

The study shows the typical income of an American family in 2010 was just over $49,000, while it was more than $53,000 annually in 2000.

‘Middle class’ is defined as households earning between $34,000 and $94,000 annually, which includes 40 percent of Americans.